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All taxes on Traditional IRA distributions are based on the Anticipated Tax Bracket at Retirement. Again I am not saying this is right, but this is what is reality. Only Labor understands the new interest rates reality.
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That is, the companies were made more profitable by automating their assembly lines, hacking away at the payroll, and shifting jobs overseas or at least to the Sunbelt to non-unionized, flexible, inexpensive labor.